This location of Kansas City-based Commerce Bank is the bank’s hub in the Columbia area. The parking lot, traffic circulation and building interiors are organized around convenient public access, with a teller area in the middle near the entrance and a horseshoe of offices wrapping around it. A tower on the northwest corner makes the bank a visual landmark and houses a conference room with a dramatic high ceiling. The building is heavily insulated, with double insulation beneath the roof, the structure’s largest thermal bridge. Nick Peckham designed Commerce Bank while at Peckham & Wright Architects.